Guided answers and calculators
When the assistant says Guided answers, it matches your question to a local library in your browser. It does not send the question to an AI provider. Calculators and the step-by-step guide also run in your browser. This site does not save those entries; refreshing clears the on-page conversation and calculations.
Connected AI mode
When AI guide is enabled, your question is sent through the website to OpenAI after you acknowledge the notice. The AI selects a relevant topic from our educational reference library. It does not evaluate a loan application, make eligibility decisions, generate quotes, or replace David.
The website requests that OpenAI not retain a response as retrievable application state. That setting does not eliminate all provider retention. OpenAI states that API abuse-monitoring logs can retain content for up to 30 days by default, with exceptions. The actual project settings and provider agreements control. Do not treat this chat as a confidential application channel.
Read OpenAI’s data-control information.
Voice input
Voice is optional and depends on browser support. Your browser’s speech-recognition provider may process audio on its servers. A notice appears before microphone use. The website does not send the resulting transcript to the guide until you choose Send. You may edit or clear it first. We do not make a recording of the audio.
Keep sensitive information out of chat
Do not enter Social Security numbers, account numbers, dates of birth, addresses, contact details, or individual income, debt, or credit information. Automated filters can miss information; they do not make chat suitable for sensitive data. Use the secure application and document portal instead.
Site operations and outside services
The website does not add advertising trackers or session replay. Hosting and security services process technical request information. AI request protections may temporarily use the connecting address in server memory. The site does not intentionally log question text or create a persistent chat transcript. Hosting and provider logs may follow their own retention rules.
Applications open the existing secure borrower portal; appointments open David’s Calendly calendar. These services have their own privacy and security notices. Phone and email links use your device’s services.
Barrett Financial’s privacy notice
Barrett Financial Group’s official policy describes its handling of consumer information. Questions about privacy or access to your information can be directed to David or Barrett Financial using the contact information in that policy.
Website notice updated September 12, 2026. Provider availability and practices are subject to their current terms.